{"product_id":"principles-and-practices-of-banking-macmillan-education-jaiib-exam-edition-2026","title":"Principles and Practices of Banking | Macmillan Education | JAIIB Exam | Edition 2026","description":"\u003cp data-start=\"0\" data-end=\"349\"\u003eFor JAIIB preparation, the \u003cstrong data-start=\"27\" data-end=\"53\"\u003emost important factors\u003c\/strong\u003e while choosing this book are \u003cstrong data-start=\"83\" data-end=\"182\"\u003eofficial IIBF alignment, updated syllabus (2026), and conceptual clarity for banking operations\u003c\/strong\u003e. The \u003cem data-start=\"188\" data-end=\"229\"\u003ePrinciples \u0026amp; Practices of Banking (PPB)\u003c\/em\u003e paper is the \u003cstrong data-start=\"243\" data-end=\"271\"\u003ecore operational subject\u003c\/strong\u003e, so you need a \u003cstrong data-start=\"287\" data-end=\"322\"\u003ereliable + exam-oriented source\u003c\/strong\u003e rather than random guides.\u003c\/p\u003e\n\u003chr data-start=\"459\" data-end=\"462\"\u003e\n\u003cp data-start=\"464\" data-end=\"649\"\u003e✍️ \u003cstrong data-start=\"467\" data-end=\"481\"\u003ePublisher:\u003c\/strong\u003e Macmillan Education India\u003cbr data-start=\"507\" data-end=\"510\"\u003e🏢 \u003cstrong data-start=\"513\" data-end=\"531\"\u003eAuthorized By:\u003c\/strong\u003e Indian Institute of Banking \u0026amp; Finance (IIBF)\u003cbr data-start=\"576\" data-end=\"579\"\u003e📚 \u003cstrong data-start=\"582\" data-end=\"595\"\u003eCategory:\u003c\/strong\u003e Banking Exam Preparation | JAIIB | Core Paper (PPB)\u003c\/p\u003e\n\u003chr data-start=\"651\" data-end=\"654\"\u003e\n\u003ch1 data-section-id=\"6arh8a\" data-start=\"656\" data-end=\"717\"\u003e\u003cspan role=\"text\"\u003e🔎 \u003cstrong data-start=\"661\" data-end=\"717\"\u003eJAIIB PPB Preparation (2026 Strategy)\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h1\u003e\n\u003cp data-start=\"719\" data-end=\"937\"\u003e\u003cstrong data-start=\"719\" data-end=\"762\"\u003ePrinciples \u0026amp; Practices of Banking (PPB)\u003c\/strong\u003e is one of the \u003cstrong data-start=\"777\" data-end=\"817\"\u003efour compulsory papers in JAIIB 2026\u003c\/strong\u003e, focusing on \u003cstrong data-start=\"831\" data-end=\"896\"\u003ecore banking operations, lending, and digital banking systems\u003c\/strong\u003e. \u003cspan class=\"\" data-state=\"closed\"\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp data-start=\"939\" data-end=\"1057\"\u003e👉 This paper is considered the \u003cstrong data-start=\"971\" data-end=\"1001\"\u003emost practical and scoring\u003c\/strong\u003e, as it directly relates to \u003cstrong data-start=\"1029\" data-end=\"1056\"\u003eday-to-day banking work\u003c\/strong\u003e.\u003c\/p\u003e\n\u003cp data-start=\"1059\" data-end=\"1228\"\u003eThe \u003cstrong data-start=\"1063\" data-end=\"1089\"\u003eMacmillan 2026 edition\u003c\/strong\u003e is the \u003cstrong data-start=\"1097\" data-end=\"1130\"\u003eofficial IIBF-prescribed book\u003c\/strong\u003e, making it the \u003cstrong data-start=\"1146\" data-end=\"1187\"\u003emost trusted and exam-relevant source\u003c\/strong\u003e. \u003cspan class=\"\" data-state=\"closed\"\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003chr data-start=\"1230\" data-end=\"1233\"\u003e\n\u003ch1 data-section-id=\"arhtqf\" data-start=\"1235\" data-end=\"1296\"\u003e\u003cspan role=\"text\"\u003e📖 \u003cstrong data-start=\"1240\" data-end=\"1296\"\u003eDescription (Exam-Focused + Practical)\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h1\u003e\n\u003chr data-start=\"1298\" data-end=\"1301\"\u003e\n\u003ch2 data-section-id=\"1u79vul\" data-start=\"1303\" data-end=\"1352\"\u003e\u003cspan role=\"text\"\u003e🔹 \u003cstrong data-start=\"1309\" data-end=\"1352\"\u003e1. Complete JAIIB PPB Syllabus Coverage\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp data-start=\"1354\" data-end=\"1589\"\u003e✔️ General Banking Operations\u003cbr data-start=\"1383\" data-end=\"1386\"\u003e✔️ Banker–Customer Relationship\u003cbr data-start=\"1417\" data-end=\"1420\"\u003e✔️ KYC \/ AML Guidelines\u003cbr data-start=\"1443\" data-end=\"1446\"\u003e✔️ Lending Principles \u0026amp; Credit Management\u003cbr data-start=\"1487\" data-end=\"1490\"\u003e✔️ Priority Sector Lending (PSL)\u003cbr data-start=\"1522\" data-end=\"1525\"\u003e✔️ Banking Technology \u0026amp; Digital Systems\u003cbr data-start=\"1564\" data-end=\"1567\"\u003e✔️ Ethics in Banking\u003c\/p\u003e\n\u003cp data-start=\"1591\" data-end=\"1644\"\u003e📌 Covers \u003cstrong data-start=\"1601\" data-end=\"1644\"\u003eentire PPB syllabus exactly as per IIBF\u003c\/strong\u003e\u003c\/p\u003e\n\u003chr data-start=\"1646\" data-end=\"1649\"\u003e\n\u003ch2 data-section-id=\"jxr5be\" data-start=\"1651\" data-end=\"1704\"\u003e\u003cspan role=\"text\"\u003e🔹 \u003cstrong data-start=\"1657\" data-end=\"1704\"\u003e2. Core Banking Operations (High Weightage)\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp data-start=\"1706\" data-end=\"1821\"\u003e✔️ Deposit accounts \u0026amp; services\u003cbr data-start=\"1736\" data-end=\"1739\"\u003e✔️ Payment systems (NEFT, RTGS, UPI)\u003cbr data-start=\"1775\" data-end=\"1778\"\u003e✔️ Customer service \u0026amp; grievance redressal\u003c\/p\u003e\n\u003cp data-start=\"1823\" data-end=\"1872\"\u003e👉 Important for \u003cstrong data-start=\"1840\" data-end=\"1872\"\u003eboth exam + real banking job\u003c\/strong\u003e\u003c\/p\u003e\n\u003chr data-start=\"1874\" data-end=\"1877\"\u003e\n\u003ch2 data-section-id=\"1sdqtng\" data-start=\"1879\" data-end=\"1934\"\u003e\u003cspan role=\"text\"\u003e🔹 \u003cstrong data-start=\"1885\" data-end=\"1934\"\u003e3. Lending \u0026amp; Credit Management (Scoring Area)\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp data-start=\"1936\" data-end=\"2018\"\u003e✔️ Principles of lending\u003cbr data-start=\"1960\" data-end=\"1963\"\u003e✔️ Loan appraisal \u0026amp; documentation\u003cbr data-start=\"1996\" data-end=\"1999\"\u003e✔️ NPA \u0026amp; recovery\u003c\/p\u003e\n\u003cp data-start=\"2020\" data-end=\"2071\"\u003e📌 One of the \u003cstrong data-start=\"2034\" data-end=\"2071\"\u003emost important + scoring sections\u003c\/strong\u003e\u003c\/p\u003e\n\u003chr data-start=\"2073\" data-end=\"2076\"\u003e\n\u003ch2 data-section-id=\"1omuwtd\" data-start=\"2078\" data-end=\"2127\"\u003e\u003cspan role=\"text\"\u003e🔹 \u003cstrong data-start=\"2084\" data-end=\"2127\"\u003e4. Banking Technology \u0026amp; Digital Banking\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp data-start=\"2129\" data-end=\"2218\"\u003e✔️ Core Banking System (CBS)\u003cbr data-start=\"2157\" data-end=\"2160\"\u003e✔️ Digital payments ecosystem\u003cbr data-start=\"2189\" data-end=\"2192\"\u003e✔️ Cyber security basics\u003c\/p\u003e\n\u003cp data-start=\"2220\" data-end=\"2260\"\u003e👉 Aligns with \u003cstrong data-start=\"2235\" data-end=\"2260\"\u003emodern banking trends\u003c\/strong\u003e\u003c\/p\u003e\n\u003chr data-start=\"2262\" data-end=\"2265\"\u003e\n\u003ch2 data-section-id=\"1gqwg0i\" data-start=\"2267\" data-end=\"2299\"\u003e\u003cspan role=\"text\"\u003e🔹 \u003cstrong data-start=\"2273\" data-end=\"2299\"\u003e5. Ethics \u0026amp; Governance\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp data-start=\"2301\" data-end=\"2372\"\u003e✔️ Banking ethics\u003cbr data-start=\"2318\" data-end=\"2321\"\u003e✔️ Corporate governance\u003cbr data-start=\"2344\" data-end=\"2347\"\u003e✔️ Professional conduct\u003c\/p\u003e\n\u003cp data-start=\"2374\" data-end=\"2410\"\u003e📌 Helps in \u003cstrong data-start=\"2386\" data-end=\"2410\"\u003ecase-based questions\u003c\/strong\u003e\u003c\/p\u003e\n\u003chr data-start=\"2412\" data-end=\"2415\"\u003e\n\u003ch2 data-section-id=\"1m7qtwr\" data-start=\"2417\" data-end=\"2464\"\u003e\u003cspan role=\"text\"\u003e🔹 \u003cstrong data-start=\"2423\" data-end=\"2464\"\u003e6. Official IIBF Courseware Advantage\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp data-start=\"2466\" data-end=\"2556\"\u003e✔️ 100% syllabus alignment\u003cbr data-start=\"2492\" data-end=\"2495\"\u003e✔️ No irrelevant content\u003cbr data-start=\"2519\" data-end=\"2522\"\u003e✔️ Direct exam-oriented approach\u003c\/p\u003e\n\u003cp data-start=\"2558\" data-end=\"2615\"\u003e👉 Most toppers recommend \u003cstrong data-start=\"2584\" data-end=\"2613\"\u003estudying IIBF books first \u003c\/strong\u003e\u003cbr data-start=\"2634\" data-end=\"2637\"\u003e“Just read the IIBF books… builds strong foundation” \u003cspan class=\"\" data-state=\"closed\"\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003chr data-start=\"2733\" data-end=\"2736\"\u003e\n\u003ch2 data-section-id=\"xycwqz\" data-start=\"2738\" data-end=\"2787\"\u003e\u003cspan role=\"text\"\u003e🔹 \u003cstrong data-start=\"2744\" data-end=\"2787\"\u003e7. Structured for Working Professionals\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp data-start=\"2789\" data-end=\"2858\"\u003e✔️ Module-wise format\u003cbr data-start=\"2810\" data-end=\"2813\"\u003e✔️ Easy explanation\u003cbr data-start=\"2832\" data-end=\"2835\"\u003e✔️ Practical examples\u003c\/p\u003e\n\u003cp data-start=\"2860\" data-end=\"2908\"\u003e📌 Ideal for \u003cstrong data-start=\"2873\" data-end=\"2908\"\u003ebankers preparing alongside job\u003c\/strong\u003e\u003c\/p\u003e\n\u003chr data-start=\"2910\" data-end=\"2913\"\u003e\n\u003ch2 data-section-id=\"1ou9o8v\" data-start=\"2915\" data-end=\"2944\"\u003e\u003cspan role=\"text\"\u003e🔹 \u003cstrong data-start=\"2921\" data-end=\"2944\"\u003e8. Depth + Coverage\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp data-start=\"2946\" data-end=\"3058\"\u003e✔️ ~500–600 pages content\u003cbr data-start=\"2971\" data-end=\"2974\"\u003e✔️ Covers fundamentals to advanced banking\u003cbr data-start=\"3016\" data-end=\"3019\"\u003e✔️ Enough for \u003cstrong data-start=\"3033\" data-end=\"3058\"\u003efirst attempt success\u003c\/strong\u003e\u003c\/p\u003e\n\u003chr data-start=\"3060\" data-end=\"3063\"\u003e\n\u003ch1 data-section-id=\"1x0gutq\" data-start=\"3065\" data-end=\"3101\"\u003e\u003cspan role=\"text\"\u003e📖 \u003cstrong data-start=\"3070\" data-end=\"3101\"\u003eKey Features (2026 Edition)\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h1\u003e\n\u003cp data-start=\"3103\" data-end=\"3274\"\u003e🔹 Official IIBF Courseware\u003cbr data-start=\"3130\" data-end=\"3133\"\u003e🔹 Covers complete PPB syllabus\u003cbr data-start=\"3164\" data-end=\"3167\"\u003e🔹 Updated with latest banking rules\u003cbr data-start=\"3203\" data-end=\"3206\"\u003e🔹 Concept + practical approach\u003cbr data-start=\"3237\" data-end=\"3240\"\u003e🔹 Banking + digital integration\u003c\/p\u003e\n\u003chr data-start=\"3276\" data-end=\"3279\"\u003e\n\u003ch1 data-section-id=\"qy4p0u\" data-start=\"3281\" data-end=\"3298\"\u003e\u003cspan role=\"text\"\u003e🎯 \u003cstrong data-start=\"3286\" data-end=\"3298\"\u003eBest For\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h1\u003e\n\u003cp data-start=\"3300\" data-end=\"3406\"\u003e🎓 JAIIB Aspirants (2026–2027)\u003cbr data-start=\"3330\" data-end=\"3333\"\u003e🏦 Banking Professionals\u003cbr data-start=\"3357\" data-end=\"3360\"\u003e📈 Promotion Exams\u003cbr data-start=\"3378\" data-end=\"3381\"\u003e📚 Beginners in Banking\u003c\/p\u003e\n\u003chr data-start=\"3408\" data-end=\"3411\"\u003e\n\u003ch1 data-section-id=\"1cp2aff\" data-start=\"3413\" data-end=\"3456\"\u003e\u003cspan role=\"text\"\u003e⭐ \u003cstrong data-start=\"3417\" data-end=\"3456\"\u003eWhy This Book is Highly Recommended\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h1\u003e\n\u003cp data-start=\"3458\" data-end=\"3574\"\u003e✔️ Official + trusted\u003cbr data-start=\"3479\" data-end=\"3482\"\u003e✔️ Covers real banking operations\u003cbr data-start=\"3515\" data-end=\"3518\"\u003e✔️ High scoring subject\u003cbr data-start=\"3541\" data-end=\"3544\"\u003e✔️ Strong conceptual clarity\u003c\/p\u003e\n\u003chr data-start=\"3576\" data-end=\"3579\"\u003e\n\u003ch1 data-section-id=\"9pbagi\" data-start=\"3581\" data-end=\"3626\"\u003e\u003cspan role=\"text\"\u003e🚨 \u003cstrong data-start=\"3586\" data-end=\"3624\"\u003eJAIIB Strategy Insight (PPB Paper)\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h1\u003e\n\u003cp data-start=\"3628\" data-end=\"3652\"\u003e👉 \u003cstrong data-start=\"3631\" data-end=\"3652\"\u003eSmart Study Plan:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-start=\"3654\" data-end=\"3844\"\u003e✔️ Start with \u003cstrong data-start=\"3668\" data-end=\"3699\"\u003ebanking basics + operations\u003c\/strong\u003e\u003cbr data-start=\"3699\" data-end=\"3702\"\u003e✔️ Focus on \u003cstrong data-start=\"3714\" data-end=\"3737\"\u003elending + PSL + KYC\u003c\/strong\u003e\u003cbr data-start=\"3737\" data-end=\"3740\"\u003e✔️ Revise modules multiple times\u003cbr data-start=\"3772\" data-end=\"3775\"\u003e✔️ Practice MCQs daily\u003cbr data-start=\"3797\" data-end=\"3800\"\u003e✔️ Link theory with real banking scenarios\u003c\/p\u003e\n\u003cp data-start=\"3846\" data-end=\"3912\"\u003e💡 PPB = \u003cstrong data-start=\"3855\" data-end=\"3912\"\u003eConcept + Practical Knowledge + Revision = High Score\u003c\/strong\u003e\u003c\/p\u003e\n\u003chr data-start=\"3914\" data-end=\"3917\"\u003e\n\u003ch1 data-section-id=\"13ugdwq\" data-start=\"3919\" data-end=\"3956\"\u003e\u003cspan role=\"text\"\u003e🎯 \u003cstrong data-start=\"3924\" data-end=\"3956\"\u003eAction Plan for You 🚀\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h1\u003e\n\u003cp data-start=\"3958\" data-end=\"4009\"\u003e👉 If you want to \u003cstrong data-start=\"3976\" data-end=\"4008\"\u003eclear JAIIB in first attempt\u003c\/strong\u003e:\u003c\/p\u003e\n\u003cp data-start=\"4011\" data-end=\"4158\"\u003e✔️ Complete this book in \u003cstrong data-start=\"4036\" data-end=\"4050\"\u003e12–15 days\u003c\/strong\u003e\u003cbr data-start=\"4050\" data-end=\"4053\"\u003e✔️ Make short notes of important concepts\u003cbr data-start=\"4094\" data-end=\"4097\"\u003e✔️ Revise at least \u003cstrong data-start=\"4116\" data-end=\"4127\"\u003e3 times\u003c\/strong\u003e\u003cbr data-start=\"4127\" data-end=\"4130\"\u003e✔️ Practice MCQs regularly\u003c\/p\u003e\n\u003cp data-start=\"4160\" data-end=\"4241\"\u003e👉 \u003cstrong data-start=\"4163\" data-end=\"4179\"\u003eGolden Rule:\u003c\/strong\u003e\u003cbr data-start=\"4179\" data-end=\"4182\"\u003e📌 \u003cem data-start=\"4185\" data-end=\"4241\"\u003e“PPB is not just theory—it's your daily banking work.”\u003c\/em\u003e\u003c\/p\u003e\n\u003chr data-start=\"4243\" data-end=\"4246\"\u003e\n\u003ch1 data-section-id=\"2o3xpd\" data-start=\"4248\" data-end=\"4269\"\u003e\u003cspan role=\"text\"\u003e⭐ \u003cstrong data-start=\"4252\" data-end=\"4269\"\u003eFinal Verdict\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h1\u003e\n\u003cp data-start=\"4271\" data-end=\"4361\"\u003e✔️ Official + comprehensive\u003cbr data-start=\"4298\" data-end=\"4301\"\u003e✔️ Best book for PPB paper\u003cbr data-start=\"4327\" data-end=\"4330\"\u003e✔️ Highly practical \u0026amp; scoring\u003c\/p\u003e\n\u003cp data-start=\"4363\" data-end=\"4448\"\u003e👉 A \u003cstrong data-start=\"4368\" data-end=\"4447\"\u003emust-have book for JAIIB 2026 Principles \u0026amp; Practices of Banking preparation\u003c\/strong\u003e.\u003c\/p\u003e","brand":"GenZbookcompany","offers":[{"title":"Default Title","offer_id":43941207277702,"sku":null,"price":1199.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0651\/2620\/3526\/files\/Gemini_Generated_Image_cvficacvficacvfi.png?v=1777400465","url":"https:\/\/genzbookcompany.com\/products\/principles-and-practices-of-banking-macmillan-education-jaiib-exam-edition-2026","provider":"GenZbookcompany","version":"1.0","type":"link"}