📘 The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act) | Law & Justice Publishing | Edition 2026
✍️ Publisher: Law & Justice Publishing
📚 Category: Banking Law | Financial Law | Commercial Law | Judiciary Exam Preparation
🔎 Looking for a comprehensive and updated Bare Act on recovery of secured debts in India? The SARFAESI Act, 2002 (Edition 2026) provides a powerful legal framework enabling banks and financial institutions to recover non-performing assets (NPAs) without court intervention. It is a crucial statute for judiciary aspirants, law students, and professionals dealing with banking and financial law.
📖 What This Book Covers
🔹 SARFAESI Act, 2002 (Updated Text)
Complete Bare Act with all amendments incorporated, including latest updates and notifications up to 2026.
🔹 Securitisation & Asset Reconstruction
Framework for securitisation of financial assets and functioning of Asset Reconstruction Companies (ARCs).
🔹 Enforcement of Security Interest
Provisions enabling secured creditors to enforce security without court intervention.
🔹 Powers of Banks & Financial Institutions
Rights to take possession, manage, or sell secured assets in case of default.
🔹 Non-Performing Assets (NPAs)
Legal mechanism for classification and recovery of NPAs.
🔹 Borrower’s Rights & Remedies
Safeguards available to borrowers and right to appeal before DRT and DRAT.
🔹 Role of Debt Recovery Tribunals (DRT)
Jurisdiction and procedure for adjudication of disputes.
🔹 Offences & Penalties
Provisions relating to violations and penal consequences.
🔹 Allied Rules & Notifications
Includes relevant rules, amendments, and RBI guidelines.
📖 Key Features of the Book
🔹 Fully updated Bare Act (Edition 2026)
🔹 Covers complete framework of secured debt recovery law
🔹 Clear, authentic, and concise statutory language
🔹 Structured for easy understanding and quick revision
🔹 Useful for exams, banking law studies, and professional reference
🎯 Ideal For
⚖️ Judiciary Aspirants (PCS-J, HJS)
🎓 LL.B. & LL.M. Students
📚 UPSC & Other Competitive Exam Candidates
📝 Advocates, Bankers & Financial Law Practitioners
⭐ Why This Book is Recommended
✔️ Essential for understanding recovery of secured debts and NPAs
✔️ Important for banking law and financial regulation
✔️ Helps in mastering enforcement, securitisation, and borrower remedies
✔️ Useful for prelims, mains, and professional practice
✔️ Trusted and updated Bare Act for 2026
🚨 Master Financial Recovery Laws with Legal Precision!
This book provides a clear understanding of SARFAESI law, making it indispensable for judiciary exams and banking law practice.
SARFAESI Act 2002 Bare Act 2026, Banking Law India Book, NPA Recovery Law India, Judiciary Exam Financial Law Notes, Security Interest Enforcement India
⭐ Final Recommendation
For judiciary aspirants, law students, and legal professionals, the SARFAESI Act, 2002 (Edition 2026) by Law & Justice Publishing is a comprehensive, updated, and exam-focused resource to master banking and financial law in India.